Yes, I downvote youtube links.

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Cake day: 2024年12月12日

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  • Kitathalla@lemy.loltomemes@lemmy.worldJust checking
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    27 天前

    Some are mandated, like auto insurance. Some are because your relative loss from buying insurance is waaaaaaaay less than your loss from an actual disaster. I for one don’t mind paying (and this is an example, lol, like I can afford a home in my area) $200k over 40 years when the cost to rebuild my home after a fire, flood, hurricane, tornado, earthquake, or godzilla would be >$400k.

    Health insurance is the real head scratcher. It’s almost a guarantee that you’ll need it at some point. Pet insurance falls under this as well. A friend was telling me that it was a no brainer unless you’re the type to shoot the dog as soon as it gets mildly sick. It’s something along the lines of $40 a month, which means you’re paying $480 a year, or maybe $4,800-$9,600 over the 10-20 year lifespan of the dog (it’s a dog in this example because my fingers like the d more than the c). You know how much a single emergency with a dog can cost? Probably the entire amount you’d pay over a 10 year life span. If it is a longer problem, it balloons even more. And, importantly, right now pet insurance is where health insurance was at years ago, where they didn’t scratch out your eyeballs over every payment. It may take that turn here soon, once the industry is more established. That’s what my buddy actually wants to do, is review cases for pet insurance companies. I might have to toss him out of the car one day if it gets to the point of our human health insurance.




  • Sure, why wouldn’t they? You can’t really convince me that ‘taking away’ ownership from the founder is a big deal… by the time a company’s net worth is high enough to give him a billion dollars worth of stock, that company has far more than just him alone making the company worth that much. You also can’t really say that the janitor is less of a deal than any other random employee and thus deserves no stock… It takes everyone to make things work.

    As to the actual ‘value’ of the company, and therefore the owner’s worth? Ask him how much he wants for his shares, and he is forced to sell at that amount for say, the next 6 months if people want the stock. This prevents him from giving a ridiculously low value and gaming the system so he doesn’t have the net worth he truly does, because it would trigger a rush of people buying the stock for such a good deal, and it also prevents him from giving a ridiculously high number to manipulate people into buying stock, as it would push the net worth too high.

    Would that idea work for every company? I know there would be issues with implementation. Is it the owner that gets asked the stock price? The board? A shareholder meeting? The employees of the company? Each would have its downsides, and manipulation possibilities.

    I don’t know, mate, these are just things off the top of my head. I’m sure with some serious thought from people much more in tune with these concepts than I am, we’d have a good framework to go off of.





  • Body armor typically covers from around the belly button to around the manubrium of the sternum. The reason I don’t think the body armor thing is true true is because of the indents just under the breast/nipple area. Unless the vest is reeeally shaped like that, those curves would not show up. I think back to when I was wearing body armor and remember a pretty obvious line on the front portion where there was an obtuse angle formed as the shirt met the stiff portion and cascaded downwards, but no odd curves where the shirt was pulled tight after that, just wrinkles and folds where the fabric was loose.

    Now, that being said, if this is super light body armor (and he’s probably enough of an idiot to wear a level I vest and think it’s enough), those might show up. The oddities on the back of the shirt do make it appear that something is going on underneath. The thick black line where the shirt is folding inwards could be because of the bottom of a vest, as it lies just around the level of the navel, as you’d expect with body armor. Just in front of the left elbow is another dark patch, which could be due to the fabric being pushed outwards around the location where the straps attach.





  • Traffic is always one of the things that boggles me, because even for how many people there are on the road at that precise moment, it still doesn’t even come close to the amount of people in the area.

    To explain my thought: If everyone is traveling 60 mph, and there are four lanes, and everyone is riding each other’s asses by being one second apart, that’s still only 240 cars per minute passing a particular spot. That means in an hour of relatively rough traffic that is somehow smoothly flowing, only 14,400 cars are going to pass that spot in an hour.

    I live in a large metropolitan area, so there are ~8-10 large highways leading towards the metro’s center (that’s 4-5 highways, but counting them twice for each one’s inflow). Most of them vary in lane number as they come inwards, ballooning from 2 in the rural areas to 4-8 in the urban areas (though the areas with more than 4 are really only where highways are merging, so I think 4 is a good number to say as the highway’s ‘average’). So we can multiply that 14,400 number by 10 and get 144,000 cars moving into a city’s center in the span of an hour. That still doesn’t get anywhere near the millions of people living in the metroplex. Hopefully that means most people are living relatively close to their work, and all are living close to their play/chore destinations.

    It really makes me ponder how much a certain element of the population has shaped our views, considering the amount of people who do the whole ‘commuting’ thing must be relatively small, yet that is such a giant complaint I hear about all the time.