• Rentlar@lemmy.caOP
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    9 months ago

    Oh yeah. That’s a great example. Just reading that sentence makes my eyes focus on the ‘get free money’ and less on the ‘spend X’.

    • Gormadt@lemmy.blahaj.zone
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      9 months ago

      The good news is having those credit cards actually helped in in the long run as I had a means of paying for the 3 dental surgeries I needed in a 6 month span

      Of course I’m still paying that all off but my interest rate is crazy low due to moving the money close to the end of every “0% rate” period

      • Nachorella@lemmy.sdf.org
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        9 months ago

        I was talking about this with a friend just the other night. A lot of those services can actually be helpful. The problem is they’re so often predatory and just target people with the idea that they can buy things they can’t afford.

        • Gormadt@lemmy.blahaj.zone
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          9 months ago

          They can be super useful that’s for sure but damn can they really be predatory that’s for sure

          I swear when COVID hit my mailbox was getting stuffed with offer letters for cards every week

          And one of the cards I got I got in anticipation of having a dental surgery, then it got hit super hard and ended going over 10k really quick due to the 3 surgeries I ended up having

    • XTL@sopuli.xyz
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      9 months ago

      I just see a big red flag. But those need some practice and upkeep since advertisers keep coming up with new schemes.